Choosing the Best Credit Card

A credit card is a very handy tool. You can make purchases without the hassle of bringing too much cash with you. However, it can also be a very dangerous tool. If you don’t know how to handle your finances, you might end up in tremendous debt later on. So, before you apply for one or another one for that matter, make sure to check out first if having a¬†credit card is good or bad¬†for you.

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Can You Pass the Marshmallow Test?

The Marshmallow Test was part of an experiment in the 1960s conducted by Stanford professor Walter Mischel. The experiment was part of a series of psychological studies which followed the lives of selected individuals from childhood to adulthood.

Would you rather get one marshmallow now or wait for a bit and get 2 marshmallows later?

The result of the experiment was to be uncovered years later when the children had all grown up and become adults. It showed the power of choice and the benefits of choosing to delay gratification. Continue reading Can You Pass the Marshmallow Test?