Ways to Reduce Your Monthly Expenses

People who have a 9-5 job are familiar with the highs and lows of the financial tide on a monthly basis. First, you start off feeling rather ‘rich’ after getting your salary. Then as you use it up, you start feeling poorer and poorer, your wallet getting emptier as the days go by until it gets filled up again when you receive your salary. Continue reading Ways to Reduce Your Monthly Expenses

Simple Habits To Help Improve Your Mood

Do you get up bright and energetic in the morning? Or like most people, do you get up groggy or even cranky most mornings? Waking up in a not-so-great or even foul mood not only wreaks havoc on the rest of your day but is also unhealthy for you in the long run. Continue reading Simple Habits To Help Improve Your Mood

Thoughts After Reading Rich Dad, Poor Dad

I have read the book Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money — That the Poor and Middle Class Do Not! written by Robert T. Kiyosaki. I heard of this book before and this should be on your list of books to buy and read.

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Change your perspective about money and how it works.

This book shows us a solution to getting out of the Rat Race, which Kiyosaki defines as a situation where people “work for the owners of their company, for the government paying taxes, and for the bank paying off mortgage and credit cards.” This scenario sums up most of our parents’ and our lifestyle in our 9-5 jobs and Kiyosaki proposes that we learn and practice investing as a solution to get out of this trap, retire early and live wealthier lives. Continue reading Thoughts After Reading Rich Dad, Poor Dad