5 Ways to Improve Your Financial Literacy

Money is involved in almost everything we do in our daily lives. We work at our 9-to-5 jobs to earn money because we have so many things to spend it on. Most of us barely get by on our monthly income, making it seem like we are working for money instead of making our money work for us.

This is why financial literacy is important. Learning about money and understanding how you can make it work for you, instead of the other way around, will help you reach your financial goals quicker.

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Personal Finance Lessons You Wish You Had Learned in School Part 2

How are you doing with your finances? Do you consider yourself  financially stable? If you do, then good for you. If not, you are not alone. Most people are having problems with money because only a few are financially literate. Most of us have to learn financial lessons the hard way. Just imagine all the things that you could have done differently if only you know a thing or two on personal finance.

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Personal Finance Lessons You Wish You Had Learned in School – Part I

Did you know that the number one cause of stress is money? According to several studies, more people worry about money compared to health, family, work or relationships. This is true regardless of age, citizenship, gender or educational attainment. Although financial stress is expected among low income families, it is puzzling to note that even high income households and highly-skilled professionals still do worry about money. A diploma on a prestigious university is never a guarantee of wealth.

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Why You Should Invest in the Stock Market

Putting your money on a low interest savings account is not such a good idea especially if you have big financial goals such as buying a house, sending your kids to college or saving for retirement.  The only way to get more money is to make your money work for you by investing it.  Investments will generate more money for you in the future through interests and price appreciation.  In other words, you invest to create wealth.Read More »

Bonds vs Stocks vs Funds

Parking your money in a regular savings account is never a good idea. Warren Buffet, one of the world’s most successful investor of our time has this to say about investing in cash:

The one thing I will tell you is the worst investment you can have is cash. Everybody is talking about cash being king and all that sort of thing. Cash is going to become worth less over time… Cash is a bad investment over time.”

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What is Your Current Level of Wellness?

One of the many frustrations many people have in their lives concern their physical health. We are obsessed with trying to achieve the perfect bodies similar to the models we see in magazines. But we are frustrated because most of us cannot afford the lifestyle required to achieve and maintain such a body. Similar to our goals of financial success, a perfect-looking body has also become a status symbol.Read More »