It is important to track our spending and know where our money goes to so we know how to adjust our budget. Sticking to a budget takes a lot of discipline and determination but it will help us reach our financial goals faster. With this description, budgeting may sound like a dreary process. With mostly people’s budget going to expenses, is there a more rewarding way to budget our money? Actually, there is!
While most of our income goes to our living expenses, we should also make a budget for fun and play. A fun or play fund is what you use to indulge in things that you enjoy or purchases that you do on impulse without ruining your budget for the important things. There are important reasons why we should include this in our monthly budget.
Have you tried some natural alternatives to your beauty products? Most of these natural ingredients are in your kitchen. In fact, here are 5 more natural beauty recipes that you can DIY and even customise to your liking to boost your beauty regimen.
Taking care of our physical appearance is part of our daily routine. Looking good helps us to feel good and a healthy glow always boosts our confidence. When it comes to maintaining our heathy glow, what we put unto our skin is just as important as what we eat. Natural ingredients can give you more benefits than chemically-laden products.
If you are already starting or maintaining a healthy diet, then incorporating these all natural beauty tips into your daily routine should help you boost and maintain your natural, healthy glow.
You cannot stop inflation from happening. Prices of goods and services will go up. It is all part of the economic cycle. For as long as you are a consumer, you need to start caring about inflation because it will affect you whether you like it or not. No one is exempted from the pain of having to go through the rising prices of goods and services, wherever you are in the world. The good news is that there are some things that you can do to protect yourself from inflation
You often hear about inflation on TV or read about it in newspapers. However, chances are you don’t really understand what it is all about. Even if you did study economics in college, you would have already forgotten about it. Who cares! You are just too happy to finally have gotten over the course. After all, economics has been constantly voted as one of the most boring subjects ever created.
Do you have difficulty starting on a budget? Or if you have already prepared your budget, are you having difficulty sticking to it? Perhaps you are plagued by one or more of the common reasons why a budget is not working for you. Good news is, there’s a way to fix them.
All of us who are stuck in the rat race know the daily stress of work and the anxieties we have for our future even as we worry about the present issues that our families are struggling with. The chart of expenses below compares the expenses of the regular employee to their house helpers. The comparison may seem funny but the situation also tugs at reality in a major way.
When we think of going on a vacation, the first thing on our mind is travelling to a destination. But what if you don’t have enough in your budget to travel far from home? Then a staycation is the answer!
People who have a 9-5 job are familiar with the highs and lows of the financial tide on a monthly basis. First, you start off feeling rather ‘rich’ after getting your salary. Then as you use it up, you start feeling poorer and poorer, your wallet getting emptier as the days go by until it gets filled up again when you receive your salary.Read More »
You have been working very hard all your life. Yet, you found yourself in the same financial situation over and over again. Your income is barely enough to cover your basic needs. You are trapped in the rat race. You often wonder, what is it that you have been doing wrong? How come there are some people who are getting richer and richer by the day while you who had been working very hard is getting nowhere?