Do you have difficulty starting on a budget? Or if you have already prepared your budget, are you having difficulty sticking to it? Perhaps you are plagued by one or more of the common reasons why a budget is not working for you. Good news is, there’s a way to fix them.
All of us who are stuck in the rat race know the daily stress of work and the anxieties we have for our future even as we worry about the present issues that our families are struggling with. The chart of expenses below compares the expenses of the regular employee to their house helpers. The comparison may seem funny but the situation also tugs at reality in a major way.
When we think of going on a vacation, the first thing on our mind is travelling to a destination. But what if you don’t have enough in your budget to travel far from home? Then a staycation is the answer!
People who have a 9-5 job are familiar with the highs and lows of the financial tide on a monthly basis. First, you start off feeling rather ‘rich’ after getting your salary. Then as you use it up, you start feeling poorer and poorer, your wallet getting emptier as the days go by until it gets filled up again when you receive your salary. Continue reading Ways to Reduce Your Monthly Expenses
You have been working very hard all your life. Yet, you found yourself in the same financial situation over and over again. Your income is barely enough to cover your basic needs. You are trapped in the rat race. You often wonder, what is it that you have been doing wrong? How come there are some people who are getting richer and richer by the day while you who had been working very hard is getting nowhere?
Did you know that how you dress influences how you perform in life? Numerous studies show that how you dress affect your physical and mental well-being. If you look good, you feel good. If you dress well, you will exude confidence and this will simply affect how others perceive you. Whether you like it or not, appearances do matter. Thus, if you want to become successful, you need to dress the part. You need to learn how to dress for success
Have you ever wondered whether having a credit card is good or bad for you? For most newbies in their first jobs, getting a credit card is a sign that they are finally independent! It is a cause for celebration and may cause many to eagerly take the irresponsible first swipe.
Most people dream of winning the lottery. However, did you know that according to several studies, 70% of lottery winners ended up broke within 5 years of winning? Similar studies also showed that the higher the amount of winnings, the higher the probability of getting bankrupt. Most lottery winners found themselves in even worse financial situation than before they became rich. So, where did it all go wrong?
As you pack your Christmas decorations back in their cabinet, the money that you’ve blown away during the holidays is now finally sinking in. The mere thought of looking into your credit card account balance may even petrify you. If it’s any consolation, you are not alone in your predicament.
Just a short time before Christmas day is upon us and if you’re still not done with your gift list, you might be stressing out. But all is not lost yet. There are still some gifts that you can make for your loved ones and friends without having to splurge. Some of them you can make at home too. Continue reading Christmas Gift Ideas for Less
It’s that time of year again when we are hunting for gifts and looking forward to receiving them as well as planning on what food treats to cook up for the Christmas eve dinner and for the New Year celebration. For most families, this is a time where they can indulge their cravings for their favorite food while bonding with their loved ones and close friends. Continue reading 10 Tips to Stay Healthy This Holiday Season
It’s the Christmas season once again. For a country with more than 80% of the population predominantly Catholic, it is not at all surprising that Christmas is the most celebrated holiday for Filipinos. Unfortunately, Christmas is also that time of the year that we just toss away or budget without thinking of the consequences.