When you and your friends walk into a cafe, do you select your order from the list of cold beverages or do you check out the coffee selection? If you’re the type who goes for a warm cup of coffee, then this helpful guide should encourage you to try the different coffee types that you will find in most cafes.
Credit card issuers put credit limits on your credit card for a good reason. The limits are there to benefit both you and the credit card issuer. The amount is set in such a way that it is easy for both parties to manage the credit. Your limits are normally based on your capacity to pay. Being consciously aware of these limits will help you be able to utilize your credit card well.
Many people have the bad habit of not reading their credit card statements. For those who do read, how many really understand what it all means? It is because of this that many people found themselves in credit card debts that have already escalated beyond their control. Don’t be one of these people. Learn how credit card works. Use it to your advantage.
When you think of the word “grounding”, you normally think of how we keep ourselves safe from getting electrocuted inside our homes and work places. Actually, it works for the human body too.
Grounding, also called Earthing, is a practice that benefits our health. Unfortunately, in our modern world, we don’t do much of this or none at all. For example, when was the last time you walked barefoot on the ground, or on the grass?
Society has defined success as the attainment of wealth, status and fame. Do you agree with this definition? Using this definition, persons like a CEO of a company, a multi-millionaire, a head of state and a popular actor are all considered successful. But how about a housewife? A skilled carpenter? A public school teacher? Do you still consider these people successful? How about yourself? How do you see yourself? Do you qualify under society’s definition of a “successful” person?
Minaudière (mēnōdˈyer) – is a French word meaning a small bag generally used for evening and formal wear. It is sometimes embellished with crystals, gems, rhinestones and other jewels. It is the perfect statement piece if you are going to dinner party with a formal dress codes such as weddings and red carpet events.
The bag is used primarily as a fashion accessory, thus, it has a very limited capacity. Its small space can only accommodate small items such as lipstick, powder, keys, cash, credit cards and sometimes eyeglass or cellphone. It is small enough to handle using one hand. Some designs have handles and chains while others have wrist straps.
Travel Insurance is a type of insurance that covers all risks connected to travelling such as loss or delayed baggage, medical expenses, trip cancellation and accidental death and disablement.
Understanding basic money terms should be your first step towards financial literacy. It would be very difficult to start learning financial literacy, much more overhaul your financial life without understanding the basics. Just like reading for example, you won’t be able to learn how to read without knowing the alphabet.
We often focus on our diet and fitness when we talk about health but this is just one aspect of wellness.
Haute Couture (ot-koo-toor) is French for high fashion. Each piece is tailored for a specific client. It is handmade and it is of the highest quality that is why it is very expensive.
This is the opposite of Prêt-à-Porter. Prêt-à-Porter (predapor-tā) means ready-to-wear. It is factory made and produced in big quantities with different standard sizes.
According to Robert Kiyosaki, “an ASSET is anything that puts money in your pocket.”
He also says that your house is not an asset and is in fact a liability. Is that surprising? There are other things we think are assets but are actually liabilities. Based on this definition, check your list of assets and see if they really are assets or not.
Ideally, your assets should exceed your liabilities to enable you to build your wealth and enjoy financial freedom.
With the onset of social media, more and more people are experiencing FOMO. Studies show that about 70% of adults experience FOMO. Worst, in another study it shows that about 40% of people, mostly millennials, have gone in debt, trying to keep up with the lifestyle of their peers.
Get rid of FOMO before it consumes you. Fight FOMO with the power of GRATITUDE!