Do you have difficulty starting on a budget? Or if you have already prepared your budget, are you having difficulty sticking to it? Perhaps you are plagued by one or more of the common reasons why a budget is not working for you. Good news is, there’s a way to fix them.
When we think of going on a vacation, the first thing on our mind is travelling to a destination. But what if you don’t have enough in your budget to travel far from home? Then a staycation is the answer!
Money has always been a top source of stress for most people. If not addressed, debt and worrying about money can lead to serious physical, emotional and even relationship problems.
How to solve money problems then? There are tons of financial advice that people probably already heard or read about. In fact, most of these advices are simply common sense yet one the greatest mysteries about life is that no one really follows them. It looks so easy to do but for most people, it is very difficult to follow. Continue reading Common Sense Financial Advice That People Don’t Follow
People who have a 9-5 job are familiar with the highs and lows of the financial tide on a monthly basis. First, you start off feeling rather ‘rich’ after getting your salary. Then as you use it up, you start feeling poorer and poorer, your wallet getting emptier as the days go by until it gets filled up again when you receive your salary. Continue reading Ways to Reduce Your Monthly Expenses
You have been working very hard all your life. Yet, you found yourself in the same financial situation over and over again. Your income is barely enough to cover your basic needs. You are trapped in the rat race. You often wonder, what is it that you have been doing wrong? How come there are some people who are getting richer and richer by the day while you who had been working very hard is getting nowhere?
Did you know that how you dress influences how you perform in life? Numerous studies show that how you dress affect your physical and mental well-being. If you look good, you feel good. If you dress well, you will exude confidence and this will simply affect how others perceive you. Whether you like it or not, appearances do matter. Thus, if you want to become successful, you need to dress the part. You need to learn how to dress for success
Most people dream of winning the lottery. However, did you know that according to several studies, 70% of lottery winners ended up broke within 5 years of winning? Similar studies also showed that the higher the amount of winnings, the higher the probability of getting bankrupt. Most lottery winners found themselves in even worse financial situation than before they became rich. So, where did it all go wrong?
As you pack your Christmas decorations back in their cabinet, the money that you’ve blown away during the holidays is now finally sinking in. The mere thought of looking into your credit card account balance may even petrify you. If it’s any consolation, you are not alone in your predicament.
Just a short time before Christmas day is upon us and if you’re still not done with your gift list, you might be stressing out. But all is not lost yet. There are still some gifts that you can make for your loved ones and friends without having to splurge. Some of them you can make at home too. Continue reading Christmas Gift Ideas for Less
If you value quality over quantity and have the money to spare, do shop for designer items. More often than not, they are made of high quality materials. They are more expensive compared to regular items but expect these items to stay in your closet for much longer than ordinary items. Designer items are made to last. In addition, some designer merchandise such as watches and handbags can be a form of investment too.
It’s the Christmas season once again. For a country with more than 80% of the population predominantly Catholic, it is not at all surprising that Christmas is the most celebrated holiday for Filipinos. Unfortunately, Christmas is also that time of the year that we just toss away or budget without thinking of the consequences.
We use a lot of electrical devices and appliances in our homes and there are a lot of ways to save on electricity so we don’t get a shock when our bill arrives. Continue reading 5 Big Ways to Save on Electricity in Your Home